1860 Charter Lane, Suite 203
CFN Advanced Planning Team
Advanced Planning Consultant - Advanced Planning
Anne joined Commonwealth in July 2022 as an advanced planning consultant. In this role, her responsibilities include reviewing and summarizing plan and legal documents, identifying potential issues on a variety of wealth management projects, and reviewing clients’ planning objectives to help identify opportunities to meet their needs. Prior to joining Commonwealth, Anne was an associate attorney at Gosselin & Kyriakidis and a law clerk for a criminal defense attorney at the James J. Coviello Law Office. She spent two years at the University College Dublin in Ireland and the Université Paris Panthéon-Assas in France pursuing a double degree in comparative law and international law, earning the French and Irish equivalent of an American JD. She then earned an LLM in U.S. and international law from the Chicago-Kent College of Law. She is also a licensed attorney in the state of New York. In her spare time, she enjoys hiking (sometimes with her cat), trail running, photography, skiing, reading, and DIY projects.
Advanced Planning Consultant - Advanced Planning - San Diego Team
Aric joined Commonwealth in August 2020 as an advanced planning consultant. In this role, he provides financial planning support for advisors, including estate, trust, charitable, education, business, and social security planning strategies. Prior to joining Commonwealth, Aric was a financial educator and subject matter expert at Edelman Financial Engines and Financial Knowledge. He earned his BS in biology from Tulane University and his JD from Tulane University School of Law. Aric then went on to earn his LLM in taxation from New York University School of Law. He currently holds his FINRA Series 6, 63, and 66 securities registrations and CFP certification and is a member of the New York State Bar. Outside of work, Aric enjoys hiking, doing the New York Times crosswords, studying ancient Roman history, and spending time with his wife, Alicia, and their black lab mix, Tosh. Aric also enjoys traveling and biking; he has biked across the U.S. twice as part of a charitable fundraising event and in 2018 he spent a month in Iran as a tourist.
Paraplanner - Advanced Planning
Brian joined Commonwealth in January 2022 as a paraplanner in the Advanced Planning department. In this role, his primary responsibilities include providing financial planning support by assisting with plan creation, analysis, and recommendations for advisors' clients. Brian conducts data gathering calls and virtual meetings with advisors and clients to obtain information required to develop or update the financial plan. Before joining Commonwealth, Brian worked as a client service specialist at Raskin Planning Group. He earned his BSBA and MS in finance from Suffolk University and holds the CERTIFIED FINANCIAL PLANNER™ (CFP®) designation and FINRA Series 7 and 66 securities registrations. Outside of work, Brian enjoys running, going to the gym, and both playing and watching sports. He has played hockey and baseball all his life and tries to get out on the ice whenever he can.
TL, Advanced Planning - Advanced Planning
David joined Commonwealth in March 2018 as an advanced planning consultant. In this role, he provides financial planning support for advisors, including estate, trust, charitable, education, business, and social security planning strategies. Prior to Commonwealth, David was in private practice for eight years in Massachusetts and Southern New Hampshire. He has prior experience representing individuals and companies in bankruptcy, as well as engaging with many other general practice areas. Over the past few years, he has exclusively practiced in the areas of elder law and estate planning and administration. David graduated with a BA from the University of Massachusetts Amherst and earned his JD at the Massachusetts School of Law. He is admitted to the Massachusetts and New Hampshire bar, as well as the U.S District Court, District of Massachusetts, and the U.S District Court, District of New Hampshire. David is an avid Boston sports fan. In his spare time, he enjoys working out, golfing, traveling, taking long walks around Somerville, and spending time with his family and friends.
Mgr., Advanced Planning - Advanced Planning
Heather joined Commonwealth in June 2011. In her role as the manager of Advanced Planning, she leads a team of consultants dedicated to supporting advisors on issues involving estate, charitable, tax, social security, and education planning. She is also one of the board members of Commonwealth Cares, Commonwealth’s 501(c)(3) charity. Heather earned an MS in financial planning from Bentley University; an LLM in taxation from Boston University, with a concentration in estate planning; a JD from the University of San Diego, with a concentration in corporate and securities law; and a BS in business administration from Endicott College. Before joining Commonwealth, she held positions at Bank of America Investment Services/Merrill Lynch and Investors Capital. Heather holds her FINRA Series 7, 9, 10, and 63 securities registrations, as well as the Chartered Advisor in Philanthropy® (CAP®) certification. In her spare time, Heather enjoys reading, spending time with family and friends, and listening to great music.
VP, Advanced Planning - Advanced Planning
Justin joined Commonwealth in June 2007. As vice president of advanced planning, Justin is responsible for the strategic direction of the department, as well as providing a resource for advisors on issues involving trust, estate, tax, charitable, social security, business, insurance, and education planning. Justin earned a JD from New England Law Boston, with a focus on estate, trust, and tax law; an MS in financial services from the American College of Financial Services; and a BS in business administration from Northeastern University. He holds Massachusetts life, accident, and health insurance licenses; CFP®, CLU®, ChFC®, and CLTC® certifications; and FINRA Series 6, 7, 24, and 63 securities registrations. Before joining Commonwealth, Justin worked for Renaissance Insurance Group running its financial services department, and he has held positions at John Hancock and Ernst & Young.
Senior Advanced Planning Consultant - Advanced Planning - San Diego Team
Krista joined Commonwealth in September 2018 as an advanced planning consultant and was promoted to senior consultant in 2022. In this role, she provides financial planning support for advisors, including estate, trust, charitable, education, business, and social security planning strategies. Before joining Commonwealth, Krista worked with independent advisors conducting research and analysis and implementing advanced estate and business strategies. She also worked closely with attorneys to design and implement nonqualified plans and executive benefits. Krista earned her bachelor’s degree in business administration with an emphasis in finance at Biola University. She has California life, accident, and health insurance licenses; is a National Social Security Advisor (NSSA®) certificate holder; and holds the Chartered Financial Consultant® (ChFC®), Chartered Life Underwriter® (CLU®), and Certified Student Loan Professional (CSLP®) designations, as well as her FINRA Series 7 and 24 securities registrations. In her spare time, Krista likes to try out new recipes, spend time in her garden, and travel the world.
Sup., Paraplanning & Advanced Planning Consultant - Advanced Planning
Martin joined Commonwealth in January 2019 as an advanced planning consultant. In this role, he provides financial planning support for advisors, including estate, trust, charitable, education, business, and social security planning strategies. Prior to Commonwealth, Martin was a private wealth relationship manager at Fidelity. Before that, he was a wealth strategist with UBS. He holds a bachelor’s degree in finance from Bentley University, the CERTIFIED FINANCIAL PLANNER™ (CFP®) designation, and FINRA Series 7 and 66 securities registrations. In his spare time, he enjoys being with his wife and two children, traveling, playing hockey, and golfing.
Maureen joined Commonwealth in December 2013 as an advanced planning consultant. In this role, she acts as a resource for advisors in all areas of financial planning, including executive benefits and high-level insurance, social security, estate, and business planning. Maureen earned her MBA from Plymouth State University and her CLU® and ChFC® designations from the American College of Financial Services. Prior to Commonwealth, she held the roles of assistant vice president of advanced sales and assistant vice president of life marketing. She previously worked at Western and Southern Financial Group, Lafayette Life Insurance Company, Lincoln Financial Group, and Jefferson Pilot Insurance Company. In her free time, she enjoys family time, crocheting, musical theater, and reading-anything from mystery to history.
Rafael joined Commonwealth in May 2022 as an advanced planning consultant. In this role, he provides financial planning support for our advisors, including estate, trust, charitable, education, business, and social security planning strategies. Prior to joining Commonwealth, Rafael worked as a subject matter expert for a MassMutual learning initiative and as a financial advisor at Lincoln Investment. He earned a bachelor’s degree in visual media from Emerson College, a master’s degree in financial planning from the McCallum Graduate School of Business at Bentley University, and a financial therapy certificate from Kansas State University. He is also a CERTIFIED FINANCIAL PLANNER™ practitioner. In his spare time, Rafael enjoys collecting vintage watches, teaching his Siberian cat new tricks, and reading books about the Cold War.