Broker Check

CFN Advanced Planning Team

CFN Advanced Planning Team

Anna Hays

Advanced Planning Consultant - Advanced Planning

Anna joined Commonwealth in November 2016 as an advanced planning consultant. In this role, she provides financial planning support for advisors, including estate, trust, charitable, education, business, and social security planning strategies. Anna’s background and work experience encompass law and finance in both the public and private sectors. Prior to Commonwealth, she worked for Wilmington Trust, the Pennsylvania Department of Aging and Department of Human Services, the U.S. District Court for the Western District of Pennsylvania, and Chemical Bank in New York City. Anna earned her undergraduate degree and JD from Duquesne University and her LLM in international human rights from the National University of Ireland in Galway. She is a member of the Steelers Nation Diaspora, a devoted Penguins fan, and a very long-suffering Pirates fan.

Aric Jacobson

Advanced Planning Consultant - Advanced Planning

David Haughton

Advanced Planning Consultant - Advanced Planning

David joined Commonwealth in March 2018 as an advanced planning consultant. In this role, he provides financial planning support for advisors, including estate, trust, charitable, education, business, and social security planning strategies. Prior to Commonwealth, David was in private practice for eight years in Massachusetts and Southern New Hampshire. He has prior experience representing individuals and companies in bankruptcy, as well as engaging with many other general practice areas. Over the past few years, he has exclusively practiced in the areas of elder law and estate planning and administration. David graduated with a BA from the University of Massachusetts Amherst and earned his JD at the Massachusetts School of Law. He is admitted to the Massachusetts and New Hampshire bar, as well as the U.S District Court, District of Massachusetts, and the U.S District Court, District of New Hampshire. David is an avid Boston sports fan. In his spare time, he enjoys working out, golfing, traveling, taking long walks around Somerville, and spending time with his family and friends.

Heather Zack

TL, Advanced Planning - Advanced Planning

Heather joined Commonwealth in June 2011. In her role as advanced planning consultant, she acts as a resource for advisors on issues involving estate, charitable, tax, social security, and education planning. Heather has an LLM in taxation from Boston University, with a concentration in estate planning; a JD from the University of San Diego, with a concentration in corporate and securities law; and a BS in business administration from Endicott College. She is also pursuing her MS in financial planning at Bentley University. Prior to joining Commonwealth, she held positions at Bank of America Investment Services/Merrill Lynch and Investors Capital. Heather holds her FINRA Series 7, 9, 10, and 63 securities registrations, as well as the Chartered Advisor in Philanthropy® (CAP®) certification. In her spare time, Heather enjoys reading, spending time with family and friends, and listening to great music.

Justin Duft

Dir., Advanced Planning - Advanced Planning

Justin joined Commonwealth in June 2007. As director of advanced planning, Justin is responsible for the strategic direction of the department, as well as providing a resource for advisors on issues involving trust, estate, tax, charitable, social security, business, insurance, and education planning. Justin has a JD from New England Law Boston, with a focus on estate, trust, and tax law; an MS in financial services from the American College of Financial Services; and a BS in business administration from Northeastern University. He holds Massachusetts life, accident, and health insurance licenses; CFP®, CLU®, ChFC®, and CLTC certifications; and FINRA Series 6, 7, 24, and 63 securities registrations. Prior to Commonwealth, Justin worked for Renaissance Insurance Group running its financial services department, and he has held positions with John Hancock and Ernst & Young.

Keven DuComb

Advanced Planning Consultant - Advanced Planning

Keven joined Commonwealth in May 2019 as an advanced planning consultant. In this role, he provides financial planning support for advisors, including estate, trust, charitable, education, business, and social security planning strategies. Prior to Commonwealth, Keven was a trust officer for the Community Bank in Vermont. He was also a personal trust advisor at Comerica Bank in Michigan. He earned his B.A and J.D from the University of Michigan and then went on to earn his MBA from the University of Michigan Ross School of Business. He is also a licensed attorney in Michigan and Vermont. In his free time, Keven enjoys being outside, hiking, skiing, and going boating down in Cape Cod. He loves volunteering and staying active in his community. Keven’s goal is to read one to two presidential bios a year in chronological order.

Krista Teegarden

Advanced Planning Consultant - Advanced Planning - San Diego Team

Krista joined Commonwealth in September 2018 as an advanced planning consultant. In this role, she provides financial planning support for advisors, including estate, trust, charitable, education, business, and social security planning strategies. Prior to Commonwealth, Krista worked with independent advisors conducting research and analysis and implementing advanced estate and business strategies. She also worked closely with attorneys to design and implement nonqualified plans and executive benefits. Krista earned her bachelor’s degree in finance at Biola University. She holds CA life, accident, and health insurance licenses; the Chartered Financial Consultant (ChFC®) and Chartered Life Underwriter (CLU®) designations, as well as her FINRA Series 7 securities registration. In her spare time, Krista likes to try out new recipes, spend time in her garden, and travel the world.

Martin Baker

Advanced Planning Consultant - Advanced Planning

Martin joined Commonwealth in January 2019 as an advanced planning consultant. In this role, he provides financial planning support for advisors, including estate, trust, charitable, education, business, and social security planning strategies. Prior to Commonwealth, Martin was a private wealth relationship manager at Fidelity. Before that, he was a wealth strategist with UBS. He holds a bachelor’s degree in finance from Bentley University, the CERTIFIED FINANCIAL PLANNER™ (CFP®) designation, and FINRA Series 7 and 66 securities registrations. In his spare time, he enjoys being with his wife and two children, traveling, playing hockey, and golfing.

Maureen Baxter

Advanced Planning Consultant - Advanced Planning

Maureen joined Commonwealth in December 2013 as an advanced planning consultant. In this role, she acts as a resource for advisors in all areas of financial planning, including executive benefits and high-level insurance, social security, estate, and business planning. Maureen earned her MBA from Plymouth State University and her CLU® and ChFC® designations from the American College of Financial Services. Prior to Commonwealth, she held the roles of assistant vice president of advanced sales and assistant vice president of life marketing. She previously worked at Western and Southern Financial Group, Lafayette Life Insurance Company, Lincoln Financial Group, and Jefferson Pilot Insurance Company. In her free time, she enjoys family time, crocheting, musical theater, and reading-anything from mystery to history.

Mike Baum

Advanced Planning Consultant - Advanced Planning

Mike has been with Commonwealth since August 2008 and joined the Advanced Planning team in 2017. As an advanced planning consultant, he acts as a resource for our advisors on issues involving financial planning software and charitable, tax, education, and social security planning. Prior to joining the Advanced Planning team, Mike held several leadership roles on the Data Integrity team, most recently as supervisor of the group. Mike has a BS in business administration from the University of Connecticut School of Business, and he holds the CFP® designation and FINRA Series 7 and 66 securities registrations. His hobbies include playing all types of sports, hiking, camping, boating, and doing anything outdoors. Mike also enjoys spending time with his wife, Chelsea; taking his dog for long strolls in the city; and dabbling in the culinary arts.